GECCU Mortgage and Loan Calculator
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General Criteria for a Loan
- Only members can qualify for loans
- Members must have the minimum share requirement.
- A six month minimum period of membership with regular payments is required before a loan can be granted. However, consideration would be given to new members with an established ability to service the loan, meet the eligibility requirements and if necessary adequate security or manageable exposure.
Securities That May be Used
- Lien on Shares Deposits
- Co-Makers – members signing on behalf of others (by using their Shares, Deposit or Fixed Deposit)
- Bills of Sale with comprehensive insurance policy
- Land Title